Earn up to 4.75% APY* in our easy-to-use Savings Account and Jars.

Milli app on iPhone

Say Hello to Milli

A mobile banking experience with a refreshing take on savings features to help you create better spending habits while building your nest egg. While you’re out there living your best life, we help you grow your savings with a 4.75% Annual Percentage Yield (APY)* because we believe your money should always work for you. No fees or minimums, and FDIC insured.
Download our app today and make Milli part of your financial wellness plan.

How it works

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An app-based bank built for your convenience

Link up to five bank accounts for easy set up and automatic transfers.

Look after your spending in real-time

Milli’s intelligent bank card shows you what you’re spending and where so you have more left to save.

Save more today, so you can enjoy tomorrow

A highly competitive 4.75% APY* is applied to your Savings Account and Jars.

Savings made simple

Long-term financial wellness is important. That means setting aside money for your future goals and surprise expenses. Milli makes saving fun because when you know where every dollar goes, you can make the most of every dollar left.
We’re a mobile banking app that gives you intelligent tools like Jars to keep your money separate for rainy day funds, school funds, or what-matters-most funds. And we’ll also help you find clever new ways to add to these Jars through our savings and spending rules so you can reach your goals faster.
Milli app and milli card

Keep track of your spending with spending insights

It’s your money, and getting the most from it is personal to you. Milli empowers you to spend wisely with Milli’s intelligent bank card, plus real-time spend tracking lets you see how your spending habits impact your long-term goals. From automated bank transfers to Apple Pay and Google Pay compatibility, your Milli Bank card is your passport to financial freedom. 
Milli app and milli card

Milli is a modern bank for your financial planning journey

At Milli, we created a modern-day mobile bank built for today: flexible, secure, and customizable to your needs. Whether you are saving for a new house, planning for college, or looking to manage your spending habits a bit more closely, Milli Bank is built to help you. We are backed by 6 generations of banking experience that have put customers first for over 160 years. We’re bringing it all to banking – and putting you at the center.
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Smart spending starts here.