Home shoppers (or browsers): it’s time for a quarterly real estate market check-in. The real estate market involves some seasonality as home shopping heats up as the weather gets warmer across the country. If you’re looking to understand the state of the market, it’s...
Even if you’re not a gearhead, you likely know the vehicle market has been experiencing some dramatic shifts over the last few years in response to macroeconomic conditions. The auto industry has gotten past some of the biggest constraints that pushed prices up a few...
Money is more than just a means to an end; how you use it reflects your values, priorities, and upbringing. From an early age, your family shapes your relationship with money. The structure of your family, your socioeconomic status, financial literacy, and cultural...
It’s almost July and we’re halfway through the year! Did you make New Year’s Resolutions or goals? Have you been keeping track? Whether you did or not, mid-year is the perfect time to do a financial check- in. Assess your progress, identify any obstacles, and make...
Whether you’re looking to climb the corporate ladder or simply shake up how you spend your working hours, being intentional about your career advancement has a lot of benefits. You could find more satisfaction in your work, develop a better work-life balance, and...
“Do as I say, not as I do” is a classic line we’ve all heard about how adults sometimes do things with nuance that kids should not follow. However, we know kids pick up habits and behaviors from the role models in their lives – parents, grandparents, aunts, uncles,...
Some of the most classic financial advice is simple: spend less than what you earn. It’s easy to understand, but living by it is a different story. As your income grows, you’ll have greater freedom of choice in the ways that you can spend your money. Many people...
Inflation has been top of mind for all of us. Supply chain constraints and economic policy changes in 2022 and 2023 have impacted the cost of just about everything, from grocery essentials all the way up to real estate. This may have caused you to think about a...
Our individual financial needs and goals shift with our age and life stage, and of course, the broader economic environment makes a notable impact. Here, we’re taking a closer look at the needs for one specific age group. Gen Xers, as of 2024, are in the 45-59 age...
Consumers have tons of options for financial products to safeguard and nurture their hard-earned money. Some are simpler and more concrete, like a checking account, while others are nuanced and more complex, like futures trading. Which types of financial products are...
Car insurance provides peace of mind and plays an important role in your financial safety net, should you ever need to use it. With the average price of new and used cars increasing in the United States over time, auto insurance becomes a better value and more...
Parental leave is a treasured time for new parents. Defined as the period of time off work granted to new parents following the birth or adoption of a child, parental leave supports the holistic well-being of both parent and child. Beyond the precious moments shared...
Feeling empowered and in control of your financial journey is not just a distant dream—it’s within your grasp. Luckily, combating financial stress can be easy when you approach it a few different ways, and that builds momentum of motivation to keep going! By...
Knowing how to make the most of your money is a useful skill for everyone, but especially important for those with a fixed amount of money coming in. First – what is a fixed income? A fixed income is when someone has a specific amount of money coming in on...
Spammers, scammers, and fraudsters never rest, and it feels like they are always one step ahead. Luckily, security experts, governments, and companies are working hard to fight it by leveraging technology (including machine learning and artificial intelligence). The...
Choosing where to live is an exciting process. Your imagination can run wild, envisioning your life as you browse through listings and compare new neighborhoods and cities, or perhaps even states and countries. Maybe you want that darling flat in the middle of a...
Every spring, tens of millions of Americans file a tax return (or an extension) with their state and the federal government. You may have some questions around the whole process – aren’t taxes taken out ahead of time from your paycheck? Why do some people get refunds,...
If you’ve looked at a paystub or filed taxes before, you’ve likely encountered a number of financial terms that you may only see around the tax-paying process. Some of these may be words, acronyms, or even a combination of letters and numbers. What do the words mean,...
What’s a “normal” or typical amount of money to have? What sort of net worth do people across the United States have? How does it change over time, by year and by life stage? You may wonder about the financial status of your peers – perhaps you’re looking for a...
Money, currency, and finances are incredible: they power both ordinary, day-to-day interactions in our lives, the global economy, and everything in between. Money gives people more than just the ability to buy things – at its core, it comes down to having deeper...
The return on investment in a college education can be well worth it. In the United States, the median lifetime earnings for someone with a high school diploma comes in at around $1.5 million. For people with an Associate degree, the median earnings increase to $2.3...
Shopping for a car in 2024? We’ll catch you up to speed on the car-buying landscape. The car market has seen some major shifts in the last few years due to supply constraints, demand, new technology, and changing consumer preferences. In 2023, the average price of a...
Owning a home is a goal for many Americans. Nearly two-thirds of Americans own a home, a rate that has been fairly steady since 1990. For those looking to buy their first home, trade up, or downsize, they’ll need to be informed about the real estate market. In 2023,...
If you’re looking for a way to provide financial security for your loved ones, life insurance is a valuable thing to have in your financial safety toolkit. Knowing that your partner, children, or other loved ones will have the money needed to meet their needs if you...
Have you ever thought about what drives your financial choices and attitudes? Psychology plays an important role in our motivations for all action, including our saving and spending. Understanding the psychology of money is an important factor in the journey to...
Many people dream of generating passive income – you do the work once, and the money keeps coming in. For those looking to grow their wealth, real estate – and more specifically buying a residential rental property – is a common source of passive income. But is...
We all live by our own guiding principles in life – pieces of wisdom passed down about the best way to go about something or make your life easier. Like always keeping a stash of food, water, and flashlights at home in case of a power outage, for example....
Are you ready to take control of your financial future and protect your health? Look no further than the power couple of a substantial health insurance policy and supplemental insurance policies. Together, they form a strong shield that can ensure both your physical...
When it comes to managing finances as a couple, many find themselves in a dilemma about whether or not they should open a joint bank account. The old advice to merge your money with your spouse or partner may not be as applicable anymore. Why? People are getting...
As a parent, your love and dedication to your child’s future is unwavering. You want nothing more than to see them thrive and become successful, happy adults. Part of that journey includes prioritizing their financial security and equipping them with the...
Are you on a journey of building your financial literacy? There is no shortage of resources out there when it comes to personal finance advice: blogs (like this one), podcasts, online courses, and of course good old-fashioned books. Whether you’re just getting...
So, you know that someday you want to buy a house. Fantastic! Now, where do you start? You probably know you’ll need to save money for the down payment and get familiar with the real estate market. But just how much money should you save? What sort of research...
Were you born between 1997 and 2012? You’re part of Gen Z, and as of 2023 your age group accounts for nearly 27% of the U.S. population and is the fastest-growing generation. Your cohort is expected to attain significant spending power by 2026. Considered digital...
Have you ever read the fine print of your bank statement or an application for a loan or bank account and found yourself wondering just what all the terminology really means? We know it can be intimidating! At Milli, we want to ensure that our customers feel confident...
Financial literacy empowers us to make the choices that will balance meeting our needs with our goals and wants. Being financially literate means knowing how to navigate the financial system so you can make the most of your money. Studies have shown that people with...
Since the world first went online, the internet has been shaking things up in the banking sector. Online account access was first offered in 1995 by Presidential Bank, and by 2006, 80% of all U.S. banks were providing some form of online service. Today, banks are...
Spring is just around the corner. As you get ready to start your spring cleaning, don’t forget to give your finances a good dusting, too! A lot can change in even just a few months, especially your finances. Here are four things you should do to clean up your finances...
Paying bills definitely falls under one of life’s least fun tasks, but it’s an important one all the same. Having a bill-paying routine is part of maintaining healthy finances. Without maintenance or routine check-ins, bills and payments can quickly fall into chaos,...
Finances are like relationships; they take a lot of work, change over time, and you need to find the one that’s right for you. This Valentine’s Day, light some candles, get yourself a delicious treat and try these tips to rekindle the spark with your bank...
Everybody makes mistakes, but there are certain areas where you want to do everything possible to avoid them. Personal finance is an important one. The stakes are high – money is what we need to meet our needs and keep our lives moving forward. Being without is...
Even though January 1 is really no different from December 31, with each new year comes a fresh start to make positive changes. Common new year’s resolutions center around self improvement, so make sure to include your finances! Not only can setting financial...
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