Q2 2024 Housing Market Recap

Q2 2024 Housing Market Recap

Home shoppers (or browsers): it’s time for a quarterly real estate market check-in. The real estate market involves some seasonality as home shopping heats up as the weather gets warmer across the country. If you’re looking to understand the state of the market, it’s...
Q2 2024 Auto Market Recap

Q2 2024 Auto Market Recap

Even if you’re not a gearhead, you likely know the vehicle market has been experiencing some dramatic shifts over the last few years in response to macroeconomic conditions. The auto industry has gotten past some of the biggest constraints that pushed prices up a few...
How to do a Mid-Year Money Review  

How to do a Mid-Year Money Review  

It’s almost July and we’re halfway through the year! Did you make New Year’s Resolutions or goals? Have you been keeping track? Whether you did or not, mid-year is the perfect time to do a financial check- in. Assess your progress, identify any obstacles, and make...
How to Model Good Financial Habits for Your Kids 

How to Model Good Financial Habits for Your Kids 

“Do as I say, not as I do” is a classic line we’ve all heard about how adults sometimes do things with nuance that kids should not follow. However, we know kids pick up habits and behaviors from the role models in their lives – parents, grandparents, aunts, uncles,...
How to Avoid Lifestyle Creep 

How to Avoid Lifestyle Creep 

Some of the most classic financial advice is simple: spend less than what you earn. It’s easy to understand, but living by it is a different story. As your income grows, you’ll have greater freedom of choice in the ways that you can spend your money. Many people...
The Time Value of Money: How Money’s Value Changes

The Time Value of Money: How Money’s Value Changes

Inflation has been top of mind for all of us. Supply chain constraints and economic policy changes in 2022 and 2023 have impacted the cost of just about everything, from grocery essentials all the way up to real estate. This may have caused you to think about a...
3 Important Money Moves for Gen X 

3 Important Money Moves for Gen X 

Our individual financial needs and goals shift with our age and life stage, and of course, the broader economic environment makes a notable impact. Here, we’re taking a closer look at the needs for one specific age group. Gen Xers, as of 2024, are in the 45-59 age...
Hit the Road: A Guide to Car Insurance

Hit the Road: A Guide to Car Insurance

Car insurance provides peace of mind and plays an important role in your financial safety net, should you ever need to use it. With the average price of new and used cars increasing in the United States over time, auto insurance becomes a better value and more...
Parental Leave: Navigating Income Gaps and Benefits 

Parental Leave: Navigating Income Gaps and Benefits 

Parental leave is a treasured time for new parents. Defined as the period of time off work granted to new parents following the birth or adoption of a child, parental leave supports the holistic well-being of both parent and child. Beyond the precious moments shared...
Renting or Buying a Home: A Guide to Decide

Renting or Buying a Home: A Guide to Decide

Choosing where to live is an exciting process. Your imagination can run wild, envisioning your life as you browse through listings and compare new neighborhoods and cities, or perhaps even states and countries. Maybe you want that darling flat in the middle of a...
Get Started Guide: Paying Income Taxes

Get Started Guide: Paying Income Taxes

Every spring, tens of millions of Americans file a tax return (or an extension) with their state and the federal government. You may have some questions around the whole process – aren’t taxes taken out ahead of time from your paycheck? Why do some people get refunds,...
Key Tax Terms You Need to Know 

Key Tax Terms You Need to Know 

If you’ve looked at a paystub or filed taxes before, you’ve likely encountered a number of financial terms that you may only see around the tax-paying process. Some of these may be words, acronyms, or even a combination of letters and numbers. What do the words mean,...
How Much Money Do Americans Have?

How Much Money Do Americans Have?

What’s a “normal” or typical amount of money to have? What sort of net worth do people across the United States have? How does it change over time, by year and by life stage? You may wonder about the financial status of your peers – perhaps you’re looking for a...
Why is Personal Finance Important?

Why is Personal Finance Important?

Money, currency, and finances are incredible: they power both ordinary, day-to-day interactions in our lives, the global economy, and everything in between. Money gives people more than just the ability to buy things – at its core, it comes down to having deeper...
Housing Market Forecast: What Will 2024 Look Like? 

Housing Market Forecast: What Will 2024 Look Like? 

Owning a home is a goal for many Americans. Nearly two-thirds of Americans own a home, a rate that has been fairly steady since 1990. For those looking to buy their first home, trade up, or downsize, they’ll need to be informed about the real estate market. In 2023,...
Cover Your Loved Ones’ Needs with Life Insurance 

Cover Your Loved Ones’ Needs with Life Insurance 

If you’re looking for a way to provide financial security for your loved ones, life insurance is a valuable thing to have in your financial safety toolkit. Knowing that your partner, children, or other loved ones will have the money needed to meet their needs if you...
8 Money Myths: Busting Financial Misconceptions 

8 Money Myths: Busting Financial Misconceptions 

We all live by our own guiding principles in life – pieces of wisdom passed down about the best way to go about something or make your life easier. Like always keeping a stash of food, water, and flashlights at home in case of a power outage, for example....
Sharing Finances: The Pros and Cons of Joint Accounts

Sharing Finances: The Pros and Cons of Joint Accounts

When it comes to managing finances as a couple, many find themselves in a dilemma about whether or not they should open a joint bank account. The old advice to merge your money with your spouse or partner may not be as applicable anymore. Why? People are getting...
11 Best Personal Finance Books to Read and Succeed

11 Best Personal Finance Books to Read and Succeed

Are you on a journey of building your financial literacy? There is no shortage of resources out there when it comes to personal finance advice: blogs (like this one), podcasts, online courses, and of course good old-fashioned books. Whether you’re just getting...
How to Prepare to Buy a House

How to Prepare to Buy a House

So, you know that someday you want to buy a house. Fantastic! Now, where do you start?  You probably know you’ll need to save money for the down payment and get familiar with the real estate market. But just how much money should you save? What sort of research...
Top Banking Terms You Should Know

Top Banking Terms You Should Know

Have you ever read the fine print of your bank statement or an application for a loan or bank account and found yourself wondering just what all the terminology really means? We know it can be intimidating! At Milli, we want to ensure that our customers feel confident...
The Five Components of Financial Literacy

The Five Components of Financial Literacy

Financial literacy empowers us to make the choices that will balance meeting our needs with our goals and wants. Being financially literate means knowing how to navigate the financial system so you can make the most of your money. Studies have shown that people with...
4 Benefits of a Mobile Bank

4 Benefits of a Mobile Bank

Since the world first went online, the internet has been shaking things up in the banking sector. Online account access was first offered in 1995 by Presidential Bank, and by 2006, 80% of all U.S. banks were providing some form of online service. Today, banks are...
Spring Clean Your Finances

Spring Clean Your Finances

Spring is just around the corner. As you get ready to start your spring cleaning, don’t forget to give your finances a good dusting, too! A lot can change in even just a few months, especially your finances. Here are four things you should do to clean up your finances...
6 Tips to Keep Track of Bills and Payments

6 Tips to Keep Track of Bills and Payments

Paying bills definitely falls under one of life’s least fun tasks, but it’s an important one all the same. Having a bill-paying routine is part of maintaining healthy finances. Without maintenance or routine check-ins, bills and payments can quickly fall into chaos,...
Fall in Love with Your Finances

Fall in Love with Your Finances

Finances are like relationships; they take a lot of work, change over time, and you need to find the one that’s right for you. This Valentine’s Day, light some candles, get yourself a delicious treat and try these tips to rekindle the spark with your bank...
5 Common Financial Mistakes and How to Avoid Them

5 Common Financial Mistakes and How to Avoid Them

Everybody makes mistakes, but there are certain areas where you want to do everything possible to avoid them. Personal finance is an important one. The stakes are high – money is what we need to meet our needs and keep our lives moving forward. Being without is...